SACCO ERP helps SACCOs automate all operations from members registration, loans processing, shares and dividends, Front office administration to Financials with Bulk SMS , HRM and Payroll integrated. SACCO ERP has everything you need to start automating Sacco and microfinance banking. Hosted on the cloud and can be accessed on the fly using either PC’s, smartphones, tablets or ipads. All data is stored and accessed in a centralized database.